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Top Ten Health Insurance Companies In Nigeria

Top Ten Health Insurance Companies In Nigeria

Top Ten Insurance Providers In Nigeria

Dear Reader,

Having good health is wealth, and having the support of a health insurance provider makes you wealthier.

In Nigeria today, most decisions made by people affect their health. And with the poor state of Nigeria’s healthcare system, most Nigerians do not have access to quality healthcare. This is why it is necessary to have health insurance.

What are Health Insurance Companies?

Health Insurance Providers

Health Insurance companies majorly cover medical expenses and provide head security for insured individuals. Commonly known as Health Maintenance Organization (HMO), these insurance companies take responsibility for their customer’s health risks.

For instance, if you are insured and need to undergo surgery, the health insurance provider covers your medical expenses!

The best insurance provider will give you easy access to quality healthcare and cover the expenses. 

Top Ten Health Insurance Providers in Nigeria

Looking for a list of the best health insurance companies in Nigeria to pick from?

Here are the top ten HMOs in Nigeria-


MyCoverGenius is one of Nigeria’s trusted and dependable insurance companies. They provide several insurance plans like, Health Insurance, Auto Insurance, Travel and Gadget Insurance.

Getting insured with this insurance company simple and instant because they believe that things like health insurance should not take time. The company’s health insurance product Flexicare is affordable with access to over 1000 hospitals. And whether you are single, a couple or a family, MyCoverGenius got you covered!

Address: 8 the Providence St, Lekki Phase I 106104, Lagos.

Email: [email protected]

Contact: 08099988005

AXA Mansard Health Insurance

In Nigeria, this is health insurance company provides different classes of health insurance and has wide access to 400 health providers across Nigeria. They offer individual health insurance plans and family health insurance plans.

Company’s Address: Santa Clara Court, Plot 1412 Ahmadu Bello Way, Victoria Island, Lagos.

Email Address[email protected]

Contact: 09062547772

LeadWay Health Insurance

This insurance provider manages its healthcare insurance plans with their associate company known as Total Health Trust Limited.

LeadWay provides three Insurance coverage options: Gold, Silver and Platinum.

Company’s Address: 121/123 Funso Williams Avenue, Iponri Surulere, Lagos.

Email Address: [email protected]

Contact: +234 (0)1 2801051

Clearline Health Insurance

Clearline offers different healthcare plans to fulfil the needs of Companies, Groups, Individuals and the public sector. 

They offer Corporate Health Plan, Family Health Plan and Individual Health Plan.

Address: 290 Ikorodu Road, Anthony, Lagos

Email Address: [email protected]

Contact: (070-253275463), O1-4482520

Hygeia Health Insurance

This HMO is one of Nigeria’s most reputable private health insurance Providers in Nigeria. They offer Family Plan, Individual Plan, Senior Citizens Plan, SME Plan, Gym & Spa Plan and Maternity Plan.

Company’s Address: 214 Broad Street, Elephant House, Floors 6 – 8, Lagos Island.

Email Address: [email protected]

Contact: 07004943466

HCI Health Insurance

With a license from the National Health Insurance Scheme (NHIS), HCI Healthcare serves different classes of Nigerians. They provide them with affordable and quality healthcare services.

This health insurance company offers, Retail Health Insurance Plan, School Health Insurance Plan, Corporate Health Insurance Plan, Informal Sector Health Insurance Plan, Senior Citizens Health Insurance Plan and International Health Insurance Plan 

Address: 296 Herbert Macaulay Way, Sabo-Yaba, Lagos

Email Address: [email protected]

Contact: +234 1 448 9821

Avon HMO

Since 2013, Avon Healthcare Limited has been one of the top insurance providers in Nigeria. They provide insurance services to different classes of Nigerians, giving them accesses to quality and effective healthcare services. 

Address: 97/101 Broad St, Lagos Island, Lagos

Email Address: [email protected]

Contact: 0700-277-9800, 01-277-9800

Reliance HMO

Reliance HMO is a health insurance provider you can depend on. They have respect for the lives of humans and are one of the top health insurance companies in Nigeria. They also have great customer service; readily available to listen to their customers.

Address: 32 Lanre Awolokun Street, Gbagada, Lagos, Nigeria

Email Address: [email protected]

Contact: 07073542623

Expatcare Health Limited

Standing as one of Nigeria’s top health insurance companies, Expatcare Health Limited offers superior health insurance plans. This insurance company grants free healthcare access to citizens worldwide.

This means that you have access to the best healthcare services no matter where you are in the world. Expatcare Health Limited has existed for 15 years and is highly dependable.

Company’s Address: 39A Sura Mogaji Street, Off Coker Road, Ilupeju, Lagos

Email Address: [email protected]

Contact: +23412798126, +23415556134-5

Dove Insurance Brokers Limited

This insurance company offers several insurance packages including Health insurance. Dove Insurance Brokers Limited emerged to fully render services to Nigerians in 2005 as a registered limited liability company. In 2013, the company went through major developments (restructured and redesigned) with intense and intentional efforts geared at meeting the needs of its customers.

Address: Suite 401, 56 Opebi Rd, Ikeja, Lagos

Email Address: [email protected]

Contact: (01) 4546443 

Here you go! We hope our list can help you make the right choice.

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